Run Your Business.
Get Paid. Get Funded.
Free online store, QR payments, and instant micro-credit — everything you need to grow.
₦2.4B+
Volume
12K+
Merchants
98%
Fulfillment
Why SunPay
Free Online Store
Set up your digital storefront in 60 seconds. Showcase products, manage inventory, and accept orders instantly.
QR & Link Payments
Get paid instantly via QR code or payment link. Share with customers anywhere — no POS machine needed.
Instant Micro-Credit
Access up to ₦350,000 based on your sales history. No collateral, no paperwork, approved in 60 seconds.
Sales Analytics
Track your daily sales, visitor stats, and growth trends. Make data-driven decisions for your business.
Secure & Verified
Bank-grade security with PIN protection. Every transaction is encrypted and verified for your safety.
Instant Withdrawals
Withdraw your earnings to any Nigerian bank account instantly. No waiting periods or hidden fees.
Trusted partners
Start accepting payments today
No paperwork, no monthly fees — just results. Join thousands of African entrepreneurs already using SunPay.
Create Free AccountAbout SunPay
SunPay is a financial technology platform built specifically for African entrepreneurs. We provide the tools you need to accept payments, manage your online store, and access funding — all from one mobile app.
Our mission is to empower the next generation of African business owners with simple, affordable, and reliable financial tools that help them grow.
Founded in 2024, SunPay has processed over ₦2.4 billion in transactions and served more than 12,000 active merchants across Nigeria, Ghana, and Kenya.
Pricing
Free Merchant Account
No monthly fees. Pay only 1.5% per transaction.
Free Online Store
List unlimited products. No listing fees.
Micro-Credit
Interest starts at 5% flat. No collateral needed.
Instant Withdrawals
Withdraw to any Nigerian bank at no cost.